3 SIMPLE STEPS TO BETTER CREDIT
We Simplify Credit management, Making it easy for you to build credit, Here’s How
Get Started
Complete the quick sign-Up process, and we’ll take care of analyzing your credit information from all major bureaus.
AI Power does the wok
Use our smart software to identify negative items, Generate dispute letters, And Learn How to improve your credit score.
Enjoy the perks
From Home ownership to saving on interest, Your new credit score opens many door.
do it yourself or do it for your family
DIY Credit Repair Made Easy
do it yourself or do it for your family
DIY Credit Repair Made Easy
Easy to use:One Click import and dispute features simplify the process.
Time Saving:AI-driven dispute logic handles analysis and recommendations.
hassle free:Integrated mailing system manages the entire mailing process.
Transparent:Track your progress with an intuitive dashboard.
Why is this free?
We believe that everyone is entitles to an accurate credit report. We walk you through the process and help as long as you need us. The Only thing we require you to pay for is a credit monitoring subscription. as we work towards your financial goals, we also recommend credit-building offers like credit cards. and loans. If you choose any of these tailored offers, the providers compensate us.
Mail it for you
Monitor your progress with a streamlined dashboard.
Mail it for you
Monitor your progress with a streamlined dashboard
One click import and dispute for easy credit repair.
Recommends the best dispute reasons
One click import and dispute for easy credit repair.
Recommends the best dispute reasons
Frequently Asked Questions
Terms - Privacy Policy
Under federal law you have the right to receive a Credit Report from each of the three nationwide consumer reporting agencies once every 12 months. A Credit Score is not included.
IMPORTANT: Ai Credit Guy is not a credit repair service organization. We do not claim to fix your credit as we are a self-help software.
You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor a credit repair company or credit repair organization has the right to have accurate, current and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to 10 years. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute that accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.
All product and company names and trademarks mentioned herein are the property of their respective owners.